:root{
  --ink:#1B2733;
  --ink-soft:#3D4C59;
  --paper:#F4F6F7;
  --card:#FFFFFF;
  --concrete:#E1E5E6;
  --amber:#D98E04;
  --amber-deep:#B37403;
  --safe:#5B8A5E;
  --alert:#B5502B;
  --line:#CBD2D6;
  --display:'Newsreader',Georgia,serif;
  --body:'Archivo',-apple-system,BlinkMacSystemFont,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box;}
body{font-family:var(--body);background:var(--paper);color:var(--ink);line-height:1.65;font-size:16px;}
img{max-width:100%;height:auto;display:block;border-radius:8px;}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px;}

/* utility bar */
.util{background:var(--ink);color:#C9D3DB;font-size:13px;padding:7px 0;}
.util .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;}
.util a{color:#fff;text-decoration:none;font-weight:600;}

/* header */
header.mast{background:var(--card);border-bottom:1px solid var(--line);}
.mast .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px;flex-wrap:wrap;gap:12px;}
.brand{font-family:var(--display);font-size:23px;font-weight:600;letter-spacing:-.01em;color:var(--ink);text-decoration:none;}
.brand span{color:var(--amber-deep);}
nav.main{display:flex;gap:20px;font-size:14.5px;font-weight:500;flex-wrap:wrap;}
nav.main a{color:var(--ink-soft);text-decoration:none;}
nav.main a:hover{color:var(--ink);}
.nav-toggle{display:none;background:none;border:1.5px solid var(--line);border-radius:6px;padding:7px 12px;font-size:14px;font-weight:600;color:var(--ink);}

/* buttons */
.btn{display:inline-block;padding:13px 24px;border-radius:6px;font-weight:600;font-size:15.5px;text-decoration:none;text-align:center;}
.btn-phone{background:var(--amber);color:var(--ink);}
.btn-phone:hover{background:var(--amber-deep);color:#fff;}
.btn-form{background:transparent;color:var(--ink);border:2px solid var(--ink);}
.btn-dark{background:var(--ink);color:#fff;}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;}
.cta-sub{font-size:13.5px;color:var(--ink-soft);margin-top:12px;}

/* hero */
.hero{background:var(--card);padding:48px 0 56px;border-bottom:1px solid var(--line);}
.hero .wrap.split{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start;}
.eyebrow{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft);font-weight:600;margin-bottom:14px;}
h1{font-family:var(--display);font-size:clamp(30px,4.4vw,46px);line-height:1.13;font-weight:600;letter-spacing:-.015em;margin-bottom:18px;}
p.lede{font-size:17.5px;color:var(--ink-soft);margin-bottom:26px;max-width:60ch;}

/* gauge — signature element */
.gauge-card{background:var(--ink);color:#EAF0F4;border-radius:10px;padding:26px 24px 22px;}
.gauge-card h2,.gauge-card h3{font-family:var(--display);font-size:20px;font-weight:500;margin-bottom:6px;color:#fff;}
.gauge-card p{font-size:14px;color:#AEBCC7;margin-bottom:18px;}
.gauge{position:relative;height:14px;border-radius:7px;overflow:hidden;background:linear-gradient(90deg,var(--safe) 0%,var(--safe) 46%,var(--amber) 50%,var(--alert) 100%);}
.gauge-marker{position:absolute;left:50%;top:-6px;bottom:-6px;width:3px;background:#fff;}
.gauge-labels{display:flex;justify-content:space-between;font-size:12px;color:#AEBCC7;margin-top:10px;}
.gauge-labels b{color:#fff;}
.gauge-note{margin-top:16px;font-size:13.5px;color:#DCE5EB;border-top:1px solid #35434F;padding-top:13px;}
.gauge-inline{max-width:520px;margin:22px 0;}

/* sections */
section{padding:52px 0;}
section.alt{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
h2{font-family:var(--display);font-size:clamp(24px,3vw,32px);font-weight:600;letter-spacing:-.01em;margin-bottom:14px;}
h3{font-family:var(--display);font-size:19.5px;font-weight:600;margin-bottom:8px;}
.sect-intro{max-width:68ch;color:var(--ink-soft);margin-bottom:26px;}
section p{max-width:72ch;}
section p + p{margin-top:14px;}
section h2 + p, .content-block p{color:var(--ink-soft);}
.content-block{margin-bottom:34px;}
.content-block p{margin-bottom:12px;}
.content-block ul{margin:10px 0 12px 22px;color:var(--ink-soft);}
.content-block li{margin-bottom:6px;max-width:68ch;}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px;}
.card{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:22px;}
section.alt .card{background:var(--paper);}
.card h3{margin-bottom:8px;}
.card p{font-size:14.5px;color:var(--ink-soft);}
.card a.more{display:inline-block;margin-top:12px;font-size:14px;font-weight:600;color:var(--amber-deep);text-decoration:none;}

/* steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;counter-reset:step;}
.step{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:22px;counter-increment:step;}
section.alt .step{background:var(--paper);}
.step::before{content:counter(step);display:inline-flex;width:30px;height:30px;border-radius:50%;background:var(--ink);color:var(--amber);font-weight:700;align-items:center;justify-content:center;font-size:14px;margin-bottom:12px;}
.step h3{font-family:var(--body);font-size:16.5px;margin-bottom:6px;}
.step p{font-size:14px;color:var(--ink-soft);}

/* two-column with image */
.split-2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;}

/* form */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start;}
.form-card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:28px;}
section.alt .form-card{background:var(--paper);}
.form-card label{display:block;font-size:13.5px;font-weight:600;margin:14px 0 5px;}
.form-card label:first-of-type{margin-top:0;}
.form-card input,.form-card textarea{width:100%;padding:11px 12px;border:1.5px solid var(--line);border-radius:6px;font-family:var(--body);font-size:15px;background:var(--paper);}
section.alt .form-card input,section.alt .form-card textarea{background:#fff;}
.form-card textarea{min-height:90px;resize:vertical;}
.form-card button{width:100%;margin-top:18px;border:none;cursor:pointer;}
.privacy-line{font-size:12.5px;color:var(--ink-soft);margin-top:10px;}

/* faq */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:16px 20px;margin-bottom:10px;}
section.alt .faq details, .alt .faq details{background:var(--paper);}
.faq summary{font-weight:600;font-size:15.5px;cursor:pointer;}
.faq details p{margin-top:10px;font-size:14.5px;color:var(--ink-soft);max-width:72ch;}

/* final cta */
.final{background:var(--ink);color:#fff;text-align:center;padding:56px 0;}
.final h2{color:#fff;}
.final p{color:#B9C6CF;max-width:58ch;margin:0 auto 26px;}

/* footer */
footer{background:#10181F;color:#8FA0AC;font-size:13.5px;padding:40px 0 30px;}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:24px;margin-bottom:26px;}
footer h4{color:#fff;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:10px;font-family:var(--body);}
footer a{color:#B9C6CF;text-decoration:none;display:block;margin-bottom:6px;}
.disclosure{border-top:1px solid #26313A;padding-top:18px;font-size:12.5px;line-height:1.7;}
.buildstamp{margin-top:8px;color:#5C6B76;font-size:11.5px;}

/* legal pages */
.legal h2{font-size:22px;margin-top:30px;}
.legal p, .legal li{color:var(--ink-soft);font-size:15px;max-width:74ch;}
.legal ul{margin:10px 0 10px 22px;}

@media(max-width:820px){
  .hero .wrap.split,.split-2,.form-grid{grid-template-columns:1fr;}
  nav.main{display:none;width:100%;flex-direction:column;gap:12px;padding-top:12px;}
  nav.main.open{display:flex;}
  .nav-toggle{display:block;}
  .mast .btn-phone{display:none;}
}